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Patrick McHenry
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Stance from 2023-07-20
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Sponsored a bill on 2023-07-20
Bill Name
Clarity for Payment Stablecoins Act of 2023

Details
This bill, titled the "Clarity for Payment Stablecoins Act of 2023," establishes a comprehensive federal and state regulatory framework for payment stablecoin issuers. It defines stablecoins, mandates 1:1 backing with liquid assets, requires regular audits and disclosures, and outlines licensing processes for both bank and non-bank entities. Crucially, it clarifies that compliant payment stablecoins are explicitly not securities under existing law and places a two-year moratorium on new "endogenously collateralized stablecoins."
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