For congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Securities and Exchange Commission relating to "Staff Accounting Bulletin No. 121". This staff accounting bulletin expresses the views of the staff regarding the accounting for obligations to safeguard crypto-assets an entity holds for platform users.

To prohibit certain Federal agencies from requiring certain institutions to include assets held in custody as a liability, and for other purposes.

To amend the Federal Reserve Act to prohibit the Federal Reserve banks from offering certain products or services directly to an individual, to prohibit the use of central bank digital currency for monetary policy, and for other purposes.

A bill to require the Financial Crimes Enforcement Network to issue guidance on digital assets, and for other purposes.

To prohibit Federal agencies from restricting the use of convertible virtual currency by a person to purchase goods or services for the person's own use, and for other purposes.

Financial Innovation and Technology for the 21st Century Act

To provide for the regulation of payment stablecoins, and for other purposes.

To establish an Independent Financial Technology Working Group to Combat Terrorism and Illicit Financing, and for other purposes.

To provide a safe harbor from licensing and registration for certain non-controlling blockchain developers and providers of blockchain services.

This bill allows for the regulation and registration of digital commodity exchanges subject to oversight by the Commodity Futures Trading Commission. The bill establishes the conditions for the sale of digital commodities, the registration of exchanges, and sets forth other requirements.