Rep. Michael Cloud
@RepMichaelCloud
Blocking a CBDC for 5 years is REALLY saying "Give us 5 years to build it." We need a permanent ban.
2026-03-13T13:14:22.000Z
Does Michael Cloud Support Crypto?
Based on previous comments, Michael Cloud has indicated they are somewhat pro-cryptocurrency. Below you can view the tweets, quotes, and other commentary Michael Cloud has made about crypto.
Rep. Michael Cloud
@RepMichaelCloud
The Senate passed the 21st Century ROAD to Housing Act without a permanent, ironclad ban on a Central Bank Digital Currency and CBDC research.
What we have now is a "ban" that sunsets in 2030. This is a sneaky way of legitimizing the Federal Reserve’s efforts to develop a CBDC and essentially gives the Federal Reserve a five year on-ramp to develop and impose a surveillance state digital dollar.
This 2030 "ban" is a Trojan horse disguised as protection, quietly paving the way for unconstitutional government overreach into every American's finances.
This should be DOA in the House — for both the CBDC provision and the fact that the Senate has not yet passed the SAVE America Act.
2026-03-12T19:13:20.000Z
Rep. Michael Cloud
@RepMichaelCloud
President Trump's EO banning CBDCs is not guaranteed past his time in office. We need permanent law.
He said it himself in January 2025 — he's ready to sign the legislation. Now the Senate needs to deliver: include PERMANENT—not temporary—anti-CBDC language in the 21st Century ROAD to Housing Act.
Rapid Response 47
@RapidResponse47
.@POTUS: "I also remain fully committed to my pledge never to allow the creation of a Central Bank Digital Currency in America. It won't happen."
2025-07-18T19:20:20.000Z
2026-03-07T21:51:17.000Z
Rep. Michael Cloud
@RepMichaelCloud
A Central Bank Digital Currency would expose every American to unconstitutional financial surveillance.
It would hand the unelected Federal Reserve unprecedented power over your money — violating your civil liberties and financial freedom.
The 21st Century ROAD to Housing Act rily ban a CBDC that — in the perverse way the swamp interprets things — would actually create an on ramp to research, creation, and adoption of a CBDC. This bill should be dead-on-arrival unless the Senate includes stronger, permanent language forever banning a CBDC.
Thank you to the 31 Members of Congress who joined me in demanding exactly that.
2026-03-06T16:24:35.000Z
Michael Cloud reposted the post below
Rep. Keith Self
@RepKeithSelf
BREAKING: I have submitted an amendment to add a Central Bank Digital Currency (CBDC) ban to the National Defense Authorization Act (NDAA).
Promises were broken to include this language in the NDAA. My amendment would fix the bill.
The House Rules Committee meets later TODAY floor vote. I hope they do the right thing.
2025-12-09T20:14:57.000Z
Rep. Michael Cloud
@RepMichaelCloud
The NDAA text has no CBDC ban?
Flashback to the longest bill-related vote in the history of the US House just a few months ago. The primary hold up was that the legislation left the door open for a Central Bank Digital Currency.
The legislation only moved forward with the agreement from @SpeakerJohnson and @SteveScalise that:
Stand alone anti-CBDC legislation would get a vote on the floor (passed the House, stalled in Senate)
The anti-CBDC legislation would be attached to the NDAA - AND - every must-pass legislation that left the House until it was signed into law.
Stand alone anti-CBDC legislation would get a vote on the floor (passed the House, stalled in Senate)
The anti-CBDC legislation would be attached to the NDAA - AND - every must-pass legislation that left the House until it was signed into law.2025-12-08T22:00:11.000Z
Rep. Michael Cloud
@RepMichaelCloud
That’s why the House passed two standalone bills: H.R. 1919 to ban a CBDC outright, and the CLARITY Act to protect self-custody and support crypto innovation.
The Senate should pass these bills immediately.
If they don’t, we worked to ensure the CBDC ban is taken care of in the upcoming National Defense Authorization Act (NDAA).
2025-07-18T00:16:30.000Z
Rep. Michael Cloud
@RepMichaelCloud
A CBDC could give federal bureaucrats full control over:
— Every transaction tracked
— Accounts frozen or censored
— Political beliefs punished
That’s not innovation. That’s surveillance.
2025-07-18T00:16:29.000Z
Rep. Michael Cloud
@RepMichaelCloud
I voted NO on the GENIUS Act.
It overlooks smaller community banks and current issuers, and most importantly—it fails to protect self-custody and leaves the door wide open to a Central Bank Digital Currency (CBDC).
2025-07-18T00:16:29.000Z
Rep. Michael Cloud
@RepMichaelCloud
This week, the House took up several major crypto bills:
• S.1582 — GENIUS Act
• H.R.1919 — Anti-CBDC Act
• H.R.3633 — CLARITY Act
But not every bill protected your freedom and that’s where I drew the line.2025-07-18T00:16:28.000Z
Voted for a bill on 2025-07-17
Bill Name
CLARITY Act
Details
The "Digital Asset Market Clarity Act of 2025," or "CLARITY Act of 2025," establishes a regulatory framework for digital commodities, granting the CFTC exclusive jurisdiction over spot market transactions and related entities like exchanges, brokers, and dealers. It aims to differentiate digital commodities from securities, introduce a "mature blockchain system" concept for regulatory exemptions, and protect individual self-custody rights.
Vote Type
Final Passage Out Of House
Voted against a bill on 2025-07-17
Bill Name
GENIUS Act
Details
The GENIUS Act of 2025 proposes a regulatory framework for payment stablecoins. It defines permitted issuers (insured depository institutions, their subsidiaries, and approved nonbank entities) and mandates 1:1 reserve backing with specific high-quality assets. The bill outlines federal and state regulatory oversight options, sets requirements for customer asset segregation, and grants stablecoin holders priority in insolvency proceedings. It also clarifies that regulated payment stablecoins are not considered securities or commodities under various acts. The bill designates issuers as financial institutions under the Bank Secrecy Act, requiring compliance with AML, KYC, and sanctions regulations to prevent illicit finance and safeguard national security. It also reinforces U.S. leadership in digital finance by supporting innovation and ensuring the dollar remains competitive in a rapidly evolving global financial landscape.
Vote Type
Final Passage Out Of House
Voted for a bill on 2025-03-11
Bill Name
H.J. Res 25
Details
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Internal Revenue Service relating to "Gross Proceeds Reporting by Brokers That Regularly Provide Services Effectuating Digital Asset Sales".
Vote Type
Final Passage Out Of House
Took stances on a bill between 2023-09-12T00:00:00.000Z and 2024-05-23T00:00:00.000Z
Bill Name
CBDC Anti-Surveillance State Act
Details
To amend the Federal Reserve Act to prohibit the Federal Reserve banks from offering certain products or services directly to an individual, to prohibit the use of central bank digital currency for monetary policy, and for other purposes.
Timeline
2023-09-12
Somewhat Pro-Crypto
Cosponsored
2024-05-23
Somewhat Pro-Crypto
Voted for - Final Passage Out Of House
Voted for a bill on 2024-05-22
Bill Name
FIT21
Details
Financial Innovation and Technology for the 21st Century Act
Vote Type
Final Passage Out Of House
Michael Cloud reposted the post below
Warren Davidson 🇺🇸
@WarrenDavidson
Next week the House will vote to ban Central Bank Digital Currency. #CBDC poses an existential threat to western civilization. It is the most powerful surveillance tool ever developed and corrupts money into a tool for coercion & control.
#BanCBDC
2024-05-18T10:57:27.000Z
Voted for a bill on 2024-05-08
Bill Name
SAB 121 House Joint Resolution
Details
For congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Securities and Exchange Commission relating to "Staff Accounting Bulletin No. 121".
This staff accounting bulletin expresses the views of the staff regarding the accounting for obligations to safeguard crypto-assets an entity holds for platform users.
Vote Type
Final Passage Out Of House