
Rep. Nancy Mace
@RepNancyMace
Outdated mortgage rules don’t belong in a digital economy.
Our American Homeowner Crypto Modernization Act makes sure crypto investors can still chase the American Dream.
K
K
2025-10-21T12:20:12.000Z
Analysis on Stance
Add your own analysis on this stanceAnalyzing this recent statement from Rep. Nancy Mace. Her tweet about the American Homeowner Crypto Modernization Act is a textbook example of thoughtful, pro-innovation policymaking and is emblematic of why she maintains a perfect 100 support score.
The statement is unequivocal in its support. Framing existing financial rules as "outdated" correctly positions digital assets as a key part of the modern economy. More importantly, she is championing specific legislation to solve a real-world problem for crypto holders.
The bill itself would require mortgage lenders to recognize a borrower's cryptocurrency holdings when evaluating their financial portfolio. This is a critical step. It integrates digital assets into one of the most fundamental parts of the traditional financial system. Forcing legacy institutions to acknowledge the value of these assets directly combats the financial exclusion and de-facto debanking that many in our space have faced.
This is exactly the type of "clear regulatory framework" the industry needs. It is not about restriction or punishment; it is about integration and providing sensible "rules of the road" that grant crypto the legitimacy it deserves. This action is perfectly aligned with her consistent record of supporting key legislation like FIT21 and voting to repeal the SEC's harmful SAB 121.
We’re updating mortgage rules for the digital age. 

Okay hear us out:
Use your Bitcoin to pay taxes with @RepMattGaetz's bill, and take out a mortgage with our crypto bill.
Read more here: 
