
Rep. Nancy Mace
@RepNancyMace
ICYMI: we reintroduced the American Homeowner Crypto Modernization Act.
We’re updating mortgage rules for the digital age.



2025-10-11T12:30:12.000Z
Analysis on Stance
Add your own analysis on this stanceAnalyzing this statement from Rep. Nancy Mace regarding her reintroduction of the American Homeowner Crypto Modernization Act. This is a strongly pro-crypto legislative effort, and a clear example of why she maintains a perfect support score.
The proposed bill would require lenders to include a borrower's cryptocurrency holdings in their financial portfolio during mortgage credit evaluations. This is a crucial step for the maturation of the digital asset space.
This is not a theoretical or symbolic gesture. It is practical, forward-thinking legislation that provides real-world utility. It treats crypto as a legitimate asset class, on par with stocks and bonds, for the purpose of securing one of the most significant financial products in a person's life: a mortgage. This directly combats the narrative that digital assets have no place in the "real" economy and helps break down barriers for crypto holders seeking to build wealth through homeownership.
This type of action is precisely what we mean when we call for a "clear regulatory framework." It isn't about restriction; it's about integration and providing sensible "rules of the road." This move is entirely consistent with Rep. Mace's established record of supporting key crypto legislation like FIT21 and her opposition to the SEC's harmful SAB 121.